High-Net-Worth Life Insurance

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Life Insurance Strategies for High-Net-Worth Clients

Your Advisor May Be Brilliant with Investments… But What About Your Life Insurance?

Many high-net-worth clients still hold older life insurance policies that may not include today’s advanced features, such as chronic illness coverage, or may no longer be as cost-efficient as newer options.


At Biaggi Life, we help ensure your coverage keeps pace with your overall financial plan, while respecting your existing relationship with your financial advisor.

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Life Insurance May Not Be Every Advisor’s Specialty

Why Some Life Insurance May Leave Gaps

Financial advisors can do an excellent job managing investments. But when it comes to life insurance, it might not be their specialty.


It’s a bit like asking a house painter to paint your Ferrari. They may get the job done, but it won’t be with the precision or skill of a true specialist.


At Biaggi Life, our specialty is life insurance. That’s where we live, every day. We respect the important relationship you already have with your financial advisor, and we’re not here to replace it.


Our role is to make sure your life insurance is the best it can be: modern, competitive, and designed to protect you for life.

The Biaggi Life Difference

What Makes Us Different

  • Independent access to 50+ top carriers to explore a wide range of options
  • Policies designed with flexible premiums that can rival the cost of term insurance.
  • Living benefits like chronic and critical illness riders to protect you while you’re alive.
  • Coverage that can last your entire lifetime, not just 20 or 30 years.
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How We Work With You

A Simple, Confidential Process

Policy Review

We evaluate your current coverage.

Independent Comparison

We compare your policy with a broad selection of products available in today’s marketplace.

Custom Design

We help explore solutions aligned with your goals, lifestyle, and estate plan.

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"Think of us as your partner in protection... helping ensure your life insurance keeps pace with the rest of your financial plan."


-  Frank Biaggi

Founder, Biaggi Life

Relationships First

At Biaggi Life, we believe relationships are everything. Many of our clients already have trusted financial advisors, and we respect that bond completely.


Our goal isn’t to disrupt those relationships, it’s to complement them by helping ensure your life insurance keeps pace with the rest of your financial plan.


With decades of experience and access to dozens of carriers, we’re here to bring specialized expertise that advisors may not always have.

Make Sure Your Life Insurance Fits Your Financial Plan

Schedule Your Policy Review


Private and professional guidance to help you understand how your coverage aligns with your goals.